CareSource fully supports your choice to use telehealth and is willing to partner with your Provider. Get a Quote. This website may not display all data on Qualified Health Plans (QHPs) being offered in your state through the Health Insurance Marketplace website. You agree to release, indemnify, defend and hold CareSource and its agents, employees, officers, directors, shareholders, contractors, affiliates and assigns harmless from all claims, damages, fines, penalties, costs, expenses (including reasonable attorneys' fees), or any other liabilities relating to or arising out of (a) the breach of your representations, warranties and obligations under these Terms of Use; (b) use of the Platform other than as permitted by these Terms of Use by you or anyone using your Account Credentials, whether authorized by you or not; (c) infringement of any intellectual property or other proprietary right of any third party by you; (d) violation of CareSource's Acceptable Use Policy or other operating rules or policies communicated to you by CareSource; or (e) any information or data you supplied to CareSource. Those with incomes between 100% and 150% of the federal poverty level (FPL) may qualify for a zero-dollar premium silver plan (after tax credits). You may deep link to a feature or content on the Site only with the prior written permission of both HealthSherpa and the Centers for Medicare & Medicaid Services ("CMS"). [F & L15] Your rights will be determined by a neutral arbitrator instead of a judge or jury. 1. } else { All quotes are estimates and are not final until consumer is enrolled. CareSource has security measures in place that seek to mitigate risk and use commercially reasonable procedures and technologies to help protect the confidentiality of any PII collected through the Platform, in accordance with CMS requirements. If your claim is for US $10,000 or less, we agree that you may choose whether the arbitration will be conducted solely on the basis of documents submitted to the arbitrator, through a telephonic hearing, or by an in-person hearing as established by the AAA Rules. CareSource may compensate User for such referrals if permitted under applicable state and federal laws. Please visit HealthCare.gov for information on the benefits of enrolling in a QHP. A. To see all available data on Qualified Health Plan options in your state, go to the Health Insurance Marketplace website at, HealthMarkets Insurance Agency offers the opportunity to enroll in either QHPs or off-Marketplace coverage. Sales agents may be compensated based on a consumers enrollment in a health plan. HMO. No obligation to enroll. CareSource may, without further notice or warning and in our discretion, monitor and/or record telephone conversations for our business purposes, such as quality assurance and training purposes and to protect our rights and the rights of others. F. Notices. The Marketplace vs Medicaid. The CareSource app allows you to view your digital ID Card, find a doctor, file claims, make payments and more. Enroll in the CareSource Marketplace Gold plan today. function isChecked(){ CareSource may upgrade, modify, change or enhance the Platform and convert User to a new version of the Platform or revise these Terms of Use at any time in its sole discretion, with or without notice. Cost sharing (deductibles and coinsurance) may be higher. You can get a ride to: Any provider visit or health care appointment The local Women, Infants and Children (WIC) office A pharmacy to pick up prescriptions Medicaid renewal (redetermination) appointments at the County Department of Job and Family Services Call Member []. The Platform and its entire contents, features and functionality, including but not limited to all information, software, text, displays, images, video and audio, and the design, selection and arrangement thereof (collectively, Content), are owned by CareSource, healthcare.gov, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws. CareSource will have no liability for any change to the Platform or any suspension or termination of your access to or use of the Platform. Yes. 155.260 to protect the privacy and security of personally identifiable information. Those with incomes between 100% and 150% of the federal poverty level (FPL) may qualify for a zero-dollar premium silver plan (after tax credits). Premium subsidies vary by address and subject to eligibility. For assistance with Medicare plans dial 888-391-5203. is a website domain of HealthCare Insurance Services, LLC, a subsidiary of HealthCare, Inc., a privately-owned non-government website, not to be confused with HealthCare.gov. If you do not want to agree to these Terms of Use, you must not access or use the Platform. YOU AGREE THAT YOUR USE OF THE PLATFORM IS SOLELY AT YOUR OWN RISK. B. HealthCareInsider COVID-19 Attitudes Survey 2022 Key Findings 39% of Americans think life function isChecked(){ Enter your zip code to get started. Not all agents are licensed to sell all products. You agree not to share or disclose your Account Credentials to any third party. HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and DC. Contact your tax or legal professional to discuss details regarding your individual business circumstances. (844) 967-1917 | Find an agent | Text Size | Home; Plans; Insurance; FAQs; How You Save; Shop Online; Search. By continuing to use the Platform after any revision to these Terms of Use or change in the Platform, you agree to abide by and be bound by any such revisions or changes. 2. ACA Tax Question: Who Can You Claim as a Dependent? Otherwise, different plans will have different rates. Violations of system or network security may result in civil or criminal liability. You don't need just any Medicaid plan - you need more of what matters to you from a partner who's thought of everything. } If you print, copy, modify, download or otherwise use or provide any other person with access to any part of the Platform in violation of these Terms of Use, your right to use the Platform will cease and you must, at our option, return or destroy any copies of the materials you have made. Open enrollment is a time period when you can sign up for a health plan. However, if any party prevails on a statutory claim that affords the prevailing party attorneys' fees, or if there is a written agreement providing for payment or recovery attorneys fees, the arbitrator may award reasonable fees to the prevailing party, under the standards for fee shifting provided by law. CareSource offers healthcare plans for people who are uninsured and need it most. Not all agents are licensed to sell all products. You agree not to use any device, software or routine to interfere or attempt to interfere with the proper working of this Site or any activity being conducted on this Site. Metal level Gold. You may be interested in these relevant articles from across the HealthMarkets.com network. } else { With Marketplace Plans, you can make claims inquiries at 286-9949 , 852-5558 , 224-3300 , 214 7500, and 202-1091. We want to help you make educated healthcare decisions. If you do not agree to such revisions or changes, you may cancel your account by sending CareSource a notice, as set forth herein, stating that you would like to cancel your account. If you have reason to believe that your account is no longer secure, you must immediately notify us at customer_support@healthsherpa.com. For more, visit www.caresource.com, follow @caresource on Twitter, or like CareSource on Facebook. Will My Uninsured Medical Expenses Count Toward My Deductible? Plans must offer the same basic benefits, but are not prohibited from including additional benefits. CARESOURCE MEDICAID PLANS ARE AVAILABLE IN GEORGIA, INDIANA, AND OHIO COVER WHAT MATTERS We get it. Those with incomes between 100% and 150% of the federal poverty level (FPL) may qualify for a zero-dollar premium silver plan (after tax credits). return 'medicare'; Each state has its own HCSC / Blue Cross Blue Shield app on iTunes and GooglePlay. CareSource and UnitedHealthcare Enrollment Process CareSource CareSource reserves the right to unilaterally correct any inaccuracies on the Platform without notice. The AAA Rules and Forms are available online at www.adr.org, by calling the AAA at 1-800-778-7879, or by requesting them from us by writing to us at the Notice Address. You agree that disputes arising under these Terms of Use will be resolved by binding, individual arbitration, and by accepting these Terms of Use, YOU AND HEALTHSHERPA ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE IN ANY CLASS ACTION OR REPRESENTATIVE PROCEEDING. Contact your tax or legal professional to discuss details regarding your individual business circumstances. This website may not display all data on Qualified Health Plans (QHPs) being offered in your state through the Health Insurance Marketplace website. Information contained on the Platform may be changed or updated without notice. As a result, CareSource cannot guarantee that any given User shall be able to access CareSource's server at any given time. Visit MedicareAdvantage.com Attention: This website is operated by HealthMarkets Insurance Agency and is not the Health Insurance Marketplace website. Those with incomes between 100% and 150% of the federal poverty level (FPL) may qualify for a zero-dollar premium silver plan (after tax credits). Premium subsidies vary by address and subject to eligibility. THE PLATFORM, INCLUDING WITHOUT LIMITATION, ALL CONTENT, FUNCTION, MATERIALS AND SERVICES PROVIDED THROUGH THE PLATFORM ARE PROVIDED AS IS AND AS AVAILABLE. HEALTHSHERPA MAKES NO EXPRESS OR IMPLIED WARRANTIES OR GUARANTEES ABOUT THE PLATFORM. Highmark noted in their filing that they "experienced an unanticipated financial gain in 2017," after losing money in the ACA-compliant individual market in prior years. Please refer to the actual policy for complete details of coverage under a specific policy. CareSource also offers private health insurance plans on the Health Insurance Marketplace, including Medicare Advantage and MyCare Ohio plans. J. Privacy Policy. If the exact same health insurance plan is sold in multiple places, that plan must be offered at the same price everywhere. Learn more at www.trustpilot.com/review/healthmarkets.com. Service and product availability varies by state. No obligation to enroll. return 'health'; Enroll in the CareSource Marketplace Low Deductible Silver plan today. We have sent an email to with a link to continue your application. During your annualRead More, So youre looking to buy life insurance. However, these quotes could change based on additional or contradictory information that emerges during the final insurance underwriting process. Benefit Explanation: Maximum 60 days per Benefit Period for Physical Medicine and Rehabilitation (includes Day Rehabilitation Therapy services on an Outpatient basis). User represents, warrants and covenants that: Although CareSource attempts to ensure the integrity and accuracy of the Platform, it makes no representations, warranties or guarantees whatsoever as to the correctness or accuracy of the Platform and Content thereon. CareSource CareSource is one of a few options that lower-income, underserved communities have for a managed health plan. The metal type provides an estimate of how you and your insurance split the costs of . if (document.getElementById('inArticle_hc-radio1').checked == true){ This means the same carrier may offer a bronze plan under one name on private websites, and a similar bronze plan with a different name and fewer benefits on a states Obamacare exchange. 3. Off-Marketplace coverage is not eligible for the cost savings offered for coverage through the Marketplaces. James has an MA in journalism from Syracuse University and a BA in history from the University of Pennsylvania. They may also qualify for a zero-dollar premium bronze plan (after tax credits). } else { You acknowledge that the Internet is neither owned nor controlled by any one entity. Use of HealthCare.gov constitutes consent to such monitoring and auditing. Post, distribute, or otherwise make available or transmit any data, text, medium or computer file, telephonic conversations, chat or email exchanges that CareSource, in its sole discretion, deems to be: (a) defamatory, abusive, harassing, insulting or threatening; (b) bigoted, hateful, or offensive; (c) vulgar, obscene, or sexually explicit; or (d) encouraging of or advocating illegal activity or discussing illegal activities with the intent to commit them; Post, distribute, or otherwise make available or transmit any data, text, medium or computer file that (a) infringes any right of a third party under any domestic or international law, including but not limited to copyright, patent, trademark, trade secret or other proprietary right; or (b) violates any right of privacy or publicity of a third party in the absence of such third party's express permission to disseminate his or her personal information, voice or likeness; Post, distribute or otherwise make available or transmit any software or files that contain a virus or other harmful component; Impersonate any person or entity or misrepresent your identity or affiliation with another person or entity; Delete any legal notices or disclaimers, including but not limited to copyright and trademark symbols, or modify any marks which you do not own or have express permission to modify. CareSource may, in its sole discretion, suspend or terminate your account at any time, for any reason or no reason, with or without notice. CareSource does not recommend or endorse any specific tests, physicians, products, procedures, opinions or other information that may be included on the Platform. } . Agent cannot provide tax or legal advice. The Notice to CareSource should be addressed to: customer_support@healthsherpa.com ("Notice Address"). At their core, they do not. Answer a few questions to get multiple personalized quotes in minutes. 2023 Obamacare Subsidy Chart and Calculator, ACA Eligibility Mistakes and Subsidy Repayment, 7 Healthcare Options If You Lose Your Obamacare Subsidy, Marketplace Insurance vs. Not all agents are licensed to sell all products. Premium subsidies vary by address and subject to eligibility. According to the National Center for Health Statistics, more than 30% . Your use of the Platform is subject to all additional terms, policies, rules, or guidelines applicable to the Platform or certain features of the Platform that we may communicate to you (the Additional Terms). Erhardt Preitauer President & CEO, CareSource Contact Data Joseph Kelley CareSource. It serves as your contract with CareSource and describes CareSource members' rights, responsibilities and obligations. First, pat yourself on the back. That means Company A may offer only a bronze plan through your states exchange, while offering a range of metal levels on health insurance websites. As explained above, all of these plans have the same minimum coverage. He is a former newspaper journalist. . } CareSource makes no representations whatsoever about any other website that you may access through the Platform. You agree that, to the best of your knowledge, all information you submit through the Platform and to Healthcare.gov is accurate and complete. Please visit HealthCare.gov for information on the benefits of enrolling in a QHP. The CareSource app allows you to view your digital ID Card, find a doctor, file claims, make payments and more. They may also qualify for a zero-dollar premium bronze plan (after . 155.220(c) and (d) and standards established under 45 C.F.R. When warm weather arrives, chances areRead More. By agreeing to these Terms of Use, you represent and warrant that: (a) you are at least 18 years old and reside in the United States or its territories; (b) you have not previously been suspended or removed from the Platform; and (c) your use of the Platform complies with any and all applicable laws and regulations and you will use the Platform only as set forth in these Terms of Use. In no event will CareSource be liable for the unauthorized use or misuse of your account or Account Credentials. All rights reserved. Cost sharing (deductibles and coinsurance) may be higher. } function isChecked(){ In offering this website, HealthMarkets Insurance Agency is required to comply with all applicable federal laws, including the standards established under 45 C.F.R. Those with incomes between 100% and 150% of the federal poverty level (FPL) may qualify for a zero-dollar premium silver plan (after tax credits). You must enable cookies to use this website. HCSC Mobile App All other names, logos, product and service names, designs and slogans on the Platform are the trademarks of their respective owners. 2022 HealthMarkets Insurance Agency. It can vary by states or regions. return 'medicare'; Furthermore, plan availability may vary by region. } else { Private Health Insurance Plans, How to Choose Between Major Medical Insurance and a High-Deductible Health Plan, Here Are Free or Discounted Healthcare Options If Youre Underinsured, Special Enrollment Periods and Qualifying Life Events, Lost Your Medicaid? iFraming is strictly prohibited. A qualifying what? you might ask.Read More. By providing us with your contact information, you agree to receive communications, including via e-mail, voice calls, and text messages from or on behalf of CareSource at the email address or telephone number you provided, even if that number is on a national or state Do Not Call Registry. These calls will be for purposes related to your use of the Platform or our other services, such as to provide you with help or information on using the Platform. In no event shall User use any trademark, trade name, service mark, icon, logo or other indicator of CareSource without CareSources advance, express, written permission in each instance. Combined Medical and Drug Out of Pocket Maximum, CoInsurance: 0.00% Coinsurance after deductible. HealthMarkets is ranked Excellent (5 out of 5 stars) by 92% of customers on Trustpilot: Based on 3,101 customer reviews on Trustpilot in the health insurance agency category as of 4/29/21. You may not assign or transfer these Terms of Use or your rights under these Terms of Use, in whole or in part, by operation of law or otherwise, without our prior written consent. If CareSource desires to assert a claim against you and therefore elects to seek arbitration, it will send, by certified mail, a written Notice to the most recent address we have on file or otherwise in our records for you. Those with incomes between 100% and 150% of the federal poverty level (FPL) may qualify for a zero-dollar premium silver plan (after tax credits). HealthMarkets can find the right health insurance plan for you. CareSource Georgia Co. CareSource Marketplace Gold. CareSource is committed to safeguarding your information to the best of its ability but cannot guarantee the security of electronic communications or transmissions made over the Internet. CareSource is committed to safeguarding your information to the best of its ability but cannot guarantee the security of electronic communications or transmissions made over the Internet. Enroll in the CareSource Marketplace Gold Dental, Vision + Fitness plan today. Today, it provides public health care programs including Medicaid, Medicare, and Marketplace. WARRANTIES RELATING TO PRODUCTS OR SERVICES OFFERED, SOLD AND FACILITATED BY AND THROUGH HEALTHSHERPA ARE SUBJECT TO SEPARATE WARRANTY TERMS AND CONDITIONS, IF ANY, PROVIDED WITH OR IN CONNECTION WITH THE APPLICABLE PRODUCTS OR SERVICES. Sales agents may be compensated based on a consumers enrollment in a health plan. They may also qualify for a zero-dollar premium bronze plan (after tax credits). . CareSource makes no guarantee to User as to the security, integrity, or confidentiality of any information transmitted to or from the Platform. If you do not meet these eligibility requirements, you must not access or use the Platform. Use any manual process to monitor or copy any of the material on the Platform or for any other unauthorized purpose without our prior written consent. Please visit HealthCare.gov for information on the benefits of enrolling in a QHP. The differences on actual out-of-pocket . Medicare has neither reviewed nor endorsed this information. Please visit. if (document.getElementById('inArticle_hc-radio1').checked == true){ Your care is limited to doctors who work for for the HMO. Weve broken down the main ways on- and off-exchange health plans vary or dont.
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